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Zakat calculator
Add up what you hold, subtract the debts you owe now, compare against the nisab. If the threshold is met, zakat due is 2.5% of the base.
1. Choose your nisab
The nisab is the level of wealth above which zakat becomes due. It is expressed in gold or in silver — both are followed, and the choice is yours.
2. What you hold
Only wealth you have held for a full lunar year counts. Leave blank anything that doesn't apply.
All available money, whichever account it sits in.
Jewellery, coins, bars — at today's resale value.
Same principle as for gold.
Shares, funds, units — at today's market value.
A loan to someone you genuinely expect to be repaid.
What you have to repay in the short term. Deducted from the base.
3. Your result
Enter at least one amount to see your calculation.
The exact figure takes a year of tracking
Zakat is owed on a snapshot of everything you hold the day your hawl completes — and that hawl breaks entirely, not just pauses, the moment your wealth dips below the nisab along the way. Wazn tracks that automatically from your own statements and tells you exactly what's due, on the date it's due.
The calculator above stays free and sign-up-free, permanently.
How this is worked out
The rate: 2.5%
Zakat on monetary wealth is 2.5% (one fortieth), applied to the zakatable base once debts have been deducted.
The nisab: 85 g of gold or 595 g of silver
The nisab is 20 mithqal of gold or 200 dirhams of silver — a count fixed by a single hadith (Abu Dawud 1573) that never changes. What varies is the modern gram equivalent of a mithqal, and that split follows the schools of jurisprudence: the majority view — held by the OIC's Fiqh Council and most contemporary institutions — puts a mithqal at about 4.25 g, giving 85 g of gold (595 g of silver). The Hanafi school instead uses about 4.375 g per mithqal, giving 87.48 g of gold (612.36 g of silver) — the figure Islamic Relief and the National Zakat Foundation follow. This site uses the majority figure, 85 g / 595 g; both are genuinely followed — see Sources below.
The hawl: one lunar year
Zakat is due on everything you hold once a full lunar year (354 days) has passed since your wealth first crossed the nisab — assessed as a snapshot taken on that very day, not a running average or a minimum. Money that arrives partway through the year doesn't need its own separate year: it simply joins the same snapshot. That snapshot is the actual ruling, not a shortcut this calculator takes.
What this tool is not
It is not a religious ruling. Schools differ on several points — the reference metal, how everyday jewellery is treated, how long-term debt is treated. For your own case, refer to a qualified person.
Sources
To check for yourself, or go further with your own reference — this site is a substitute for neither.
Frequently asked questions
Gold or silver: which should I choose?
Both are followed. The silver nisab is considerably lower, so more people are liable — many adopt it for zakat on money and savings on the grounds that it benefits recipients more. The gold nisab is higher and followed by others. This tool does not decide for you.
Should I count jewellery I wear?
This is precisely a point of difference: some exclude everyday jewellery, others include it in full. Enter it or not according to the opinion you follow.
What about my debts?
Debts due in the short term are deducted from the base. For long-term credit such as a mortgage, the most common practice is to deduct only the coming year's instalments, not the outstanding capital.
Are the prices up to date?
Gold and silver prices are read automatically every day, and the date of the reading is shown at the top of the page. You can also enter your own nisab if your local authority publishes one.
Is my data saved?
No. This calculator runs entirely in your browser: no amount you type here is sent, stored, or linked to anyone.
The calculator above stays free and sign-up-free, permanently.